Summary
This role is to pro-actively manage subsidence claims in a manner that supports efficient and effective settlement for the policyholder. To add value to the customer journey by providing sound technical advice and keeping them informed at key stages.
Job Scope
- The role may be home or office based, with regular UK travel, and occasional overnight stays – however more frequent travel and regular overnight stays may be required during peak demand.
- The role involves managing own caseloads from beginning to end (complex subsidence claims)
Functional Knowledge
- Detailed knowledge of Building Construction.
- Knowledge of Insurance Principles
- Demonstrates technical competence.
- Understanding of Client requirements.
- Understanding of FCA procedures and TCF.
General Background, Experience & Professional Qualifications
- Chartered Building Professional – MRICS/MCIOB/CEng or equivalent is desirable.
- Chartered Insurance Professional or commitment to achieve relevant Insurance Qualification.
- Previous experience of handling subsidence claims is advantageous.
Key Responsibilities
- To deliver a first class end to end subsidence claims handling service – progressing claims efficiently and fairly in a manner that supports the customer and partners our insurance clients brand and values.
- To deliver excellence against the key measures of reduced duration, cost control and customer satisfaction.
- To understand the technical nature of the claim and set a strategy for resolution understanding each individual demand and likely outcome.
- To prepare initial appraisal reports with cost recommendations.
- To undertake one-off expert / technical reports/defect diagnosis.
- To really understand what matters to the customer and put this first.
- Ensure all planning, Building Regulations, Party Wall and CDM issues are addressed.
- To identify and understand the nature of any blockages and failure demand – take ownership of issues to identify a problem at the root cause and adopt getting it right first time to enhance the customer experience.
- To ensure that time spent adds value to the claim’s lifecycle – undertake value work – right time, the right place to actively control costs and reduce indemnity spend.
- To take sole responsibility for every claim personally handled – ensure parties are kept informed and work with others to build on end to end flow.
- To develop, manage and maintain relations with internal and external parties to ensure customer demands are met fully.
- To engage with clients, brokers and key stakeholders in order to maintain business and to attract new business opportunities.
- To promote Company ethics and values, focus on what matters to the customer and promote clients insurance brands
Behaviours
- Demonstrates a desire to continuously improve self and others by sharing, listening and exchanging information and knowledge at all levels.
- Builds and maintains positive working relationships within own team and with colleagues across the business.
- Enjoys being a team player and openly shares knowledge and skills with others.
- Shows empathy to customers and distils confidence through technical expertise.
- Demonstrates personal integrity in a way which is consistent with the Company’s core values.
- Demonstrates a ‘can do’ attitude and is solution orientated to focus on systems improvement.
- Is open and adaptive to change and shows a flexible attitude to meet the needs of the customer
Skills
- Good technical skills and problem-solving ability to recognise difficulties and take proactive measures to overcome problems.
- Well developed and effective written and verbal communication skills, to articulate complex issues.
- Strong organisation and time management skills; to deliver on a variety of actions to tight timescales.
- Good dispute resolution handling skills to manage disputes effectively and proactively.
- Strong computer literacy skills to make effective use of a variety of ICT platforms and applications.